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Six minute english from bbc learning english dot com
Hello
This is six minute english from bbc learning english
I'm neil and i'm paper are you good at saving money new or do you like to spend it well actually ther bbit card i i've to spend money on my things
But i also try to save mainly because i've got children
How about you
Yeah
I'm the same i like to save money or i try to for orfuure um
But i also do spend it
I don't count every penny that i spend and save every single penny that i on um well
Whether you're a saver or a bder being uto debt is common in the uk
Det t fers to money
Money perperhas bororwed to buy something
And ah i've got save back usually to a bank
A credit card company or another perbecause
嗯
Many people avoid talking about debbut
But affefects us all in twenty
Twenty over over one thousand people contacted the ucicitizen's advice bureau
Every single day of the year for help with their debt
And when deck gets out of control
It causes stressed and worry b bc radia four program thinking allowed
Interviewed one young man jason about his debt
Whatever jobs there are on enough to provide for a family from sttimes you need
Need take
Take out
Loans have done a few times bedhave a way out
Can't have a way out over them winning the lottery or something
I'd like to think i'could clear them more
One day even if it means like five years paying them off
Jason uses three lotases pay back pay off and clear debball of which means the same thing to give back the money
You've borrowed i'll episode will hear more about liliwith with that by arnings some useful new words and phrasi'll memember
You'll find all the vocabulary used plus s and and work sheet on our website bb c learning english dog com
But first i have a question for you paper
According to debt support group
The money charity roughly
How much is the average british adult in debt through credit cards overdrafts and personal loans
It aa intwo hundred pounds is ak two hundred pounds or see six thousand
Thousand hundred pounds
Um
I'm not sure as they two thousand two hundred pounds
Okay Well
We will find out the answer later in the program
Jason's story features in a new book by sociologist ryan
Daviy
Ryyn spent months living in a low income housing a state
Which he gave the fictional name waldom
He talked with residents and missing into their hundred pounds
Here ryyn explains more to bbc radio force thinking allowed my approach was to let people know that i was interested in learning about their lives
And how they are making ends
Et so i did some interviews with residents
And i paid attention to where that came up in everyday conversations for many people in world
And jason included adds that was an ordinary
Ordinary feature of daily life
And beyond that being
Being arearea so being behind with one or more monthly payment commitment was part of daily life
The people of waldom were making ends meet
To make ends meet
Means having just enough money to pay for basic living expenses like food bills and rent
Ryan found many many residenwere were in areas a phrase meaning to still own money that should have already been repaid for most residents
Debt was a normal part of daily life
嗯
With a regular income debt be managed
But for those who are unemployed or on low incomes
It can cause serious distress here
Ryan discusses how the resident he met felt about their debt with bb c radio force thinking
Allowed
Jason actually fluctuated between wanting to cleare all of his debt on the one hand
And on the other
What he described as living on the never ever
I'm actually questioning the supposed of moral obligation to pay his debt over the months
That i knew him the financial strain on him in his partner increased they missed some of the bills
That internet was disconnected
Jason was living on the never never and informal phrase for buying the things you need
But making regular small payments over a long time
It's called the never never
Because it seems the death will never two pounds
Oason experienced ancial strain in t moor strerescaused by a lack of money to meet his basic needs or to repay his debt
Debt is a serious issue
It affects many people and there are support groups who can help
If you need it okay
Neil what was the answer to your question
I asked what the average amount of debt
A british adult has through credit cards over drafts and personal loans ans kay
It was around two thousand two hundred pounds
I'm afraid
That's not the right answer in fact
It's four thousand two hundred and thirty two pounds okay
Let's recap the vocabulary
We've earn starting with debt money a person has borrowed and needs to give back the phrases
To pay back
To pay off and to clear a debt all mean to give back money you'borrowed
If someone is making ends meet they have just enough money to pay for basic living expenses
And if they are in areas
They still owe money that should have been repaid already if you buy something on the
Never never
You buy it by making small regular payments over a long period and finally financial strain is emotional stress caused by a lack of money to meet your basic needs once again out six minutes are up
But if you'd like to know how debt is spelled
And all the other words from this episode visit our website bbc learning english t com to find a full vocabulary list
See you again
Soon
But for now it's goobye bye six minute english from bbc learning english dot com
