The time clock eats the morning light paycheck hits to settle bills first in line
（打卡钟吞噬破晓微光薪饷到账账单便率先瓜分殆尽）
Mortgage and car loan’s fixed demand locks every dollar’s path before you can design
（房贷车贷的索求从无爽约锁死每一分钱的去向未等你筹谋布局）
Desire swells behind the storefront pane trading your future for a fancy show
（橱窗后的欲望无声鼓胀以明日之躯换取此刻浮华一场）
Wages barely warm they slip right through your hand just loose change left in the bank below
（薪资尚余体温便从指缝流走账户深处仅剩几枚碎银瑟缩）
No pause in the office grind the fear of falling of quitting the race
（格子间的研磨从无停歇揣着坠落的惶恐不敢退出这场拼命竞速）
Debt’s an invisible prison bind ties your whole life to the assembly pace
（债务是无形的囚笼将你整段人生绑缚于流水线的节拍之中）
Every ounce of your hard work’s weight feeds the famine of endless empty spend
（每一分血汗的重量皆喂给了无尽虚耗的欲望饥荒）
Trapped in the rat race’s endless loop run as fast as you can you’ll never reach the end
（困在鼠赛的莫比乌斯闭环倾尽全力狂奔却永远触不到终点）
It’s not fate that builds the walls around your way
（非是命运筑起你周遭的高墙）
It’s every choice you make where your cash flows each day
（而是你每一次抉择是你每日现金流的去向）
If you eat all your seeds before they ever take root
（若你在种子扎根前便将其嚼碎入腹）
What harvest will you wait for when your strength can’t execute
（待你气力耗尽之时又能期盼怎样的丰收？）
Cash flow it charts the course your life will go
（现金流为你的人生绘下航道）
Either spend first borrow deep trap yourself in walls of woe
（或先享后欠深陷债网将自己囚于悲愁高墙）
Or guard your principal first let your money grow and spread its wings
（或先固守本金任财富生长振翅翱翔）
Right the flow break the chains that your daily labor brings
（理顺流向斩断这日复一日劳作铸就的镣铐）
Cash flow it writes the final verse your fate will know
（现金流写就你命运的终章诗句）
Either trade your toil for want exiled where the bill winds blow
（或以苦役交换欲念放逐于账单呼啸的荒原）
Or let your assets stand their ground compound into a safe harbor
（或令资产生根立足复利累积成避风的深港）
Right the flow you’ll finally touch the light of freedom’s door
（理顺流向你终将触碰到自由之门的微光）
Lock your wants in the quiet store first fatten the goose that lays the golden eggs
（将欲念锁进静默的仓廪先养肥那只下金蛋的鹅）
Every dollar of your hard-earned pay first builds your asset side’s steady gains
（每一分血汗换来的薪银先垒起资产端的稳健收益）
Emergency fund builds your fortress wall never touch the seed only spend what the eggs bring
（应急储备筑起堡垒高墙绝不动用本金只支取金蛋带来的盈余）
Passive income grows slow and tall covers your dues and your daily living
（被动收入悄然抽枝生长覆盖你的所有开支与日常生计）
No more fear of industry storms no more bending to the boss’s harsh demand
（不再惧怕行业起落的风暴不再向老板的苛责俯首退让）
Labor’s no longer your only weapon cash flow runs in a positive loop in your hand
（劳作不再是你唯一的依仗现金流在你掌心正向循环流淌）
Time’s the partner of compound interest inflation fades to a background hum
（时间是复利最默契的同伴通胀淡成背景里低沉的嗡鸣）
You hold the wheel of your own life’s course steering where you want to come
（你紧握着人生航船的舵轮驶向心之所向）
What you think is asset grandeur may be a net of debt and drain
（你眼中所谓的资产辉煌或许是负债与耗损织就的罗网）
Only what makes you money is your grain
（唯有为你生钱之物方是你的食粮）
What only takes your cash is just a chain
（凡只耗损你钱财的皆是桎梏枷锁）
Some spend half their life in the rush stuck in a pile of debt they can never pay off
（有人半生奔忙终日仓皇深陷终生无法偿清的债台高筑）
When the storm of midlife unemployment hits their whole world crumbles falls apart
（当中年失业的风暴骤然袭撞他们的整个世界便崩塌散场）
Some trade the restraint of their early days for the peace of their later years unbound
（有人以年少的自律克制换来了晚年无拘无束的安宁坦荡）
Every choice of where your cash flows paves your road or tears your foundation down
（每一笔现金流的取舍去向要么铺就前路要么倾覆根基）
Don’t get drunk on consumerism’s lies don’t bet your life on the bills that pile high
（莫沉溺消费主义编织的谎言莫把人生押在越筑越高的债台）
Every dollar you earn is a chip to fight against the world’s unforgiving tide
（你挣的每一分钱都是对抗这世事无常惊涛骇浪的筹码）
Not for a fleeting show of vanity but for the courage to never bow your head
（不为转瞬即逝的虚荣排场只为守住永不低头的底气与脊梁）
Cash flow’s the ballot box where you vote for the life you want to lead ahead
（现金流便是你手中的投票箱为你向往的人生投下定夺的方向）
Cash flow it charts the course your life will go
（现金流为你的人生绘下航道）
Either spend first borrow deep trap yourself in walls of woe
（或先享后欠深陷债网将自己囚于悲愁高墙）
Or guard your principal first let your money grow and spread its wings
（或先固守本金任财富生长振翅翱翔）
Right the flow break the chains that your daily labor brings
（理顺流向斩断这日复一日劳作铸就的镣铐）
Cash flow it writes the final verse your fate will know
（现金流写就你命运的终章诗句）
Either trade your toil for want exiled where the bill winds blow
（或以苦役交换欲念放逐于账单呼啸的荒原）
Or let your assets stand their ground compound into a safe harbor
（或令资产生根立足复利累积成避风的深港）
Right the flow you’ll finally touch the light of freedom’s door
（理顺流向你终将触碰到自由之门的微光）
Where your cash flows
（你的现金流流向何方）
Is the gate to freedom’s hold
（便是通往自由的门廊）
Or a lifelong bind you hold
（或是你终生难脱的捆绑）
It’s all in your hands
（一切皆在你的掌心）
Every choice every line you draw
（每一次抉择每一道你亲手划定的边界）
