你清楚自己应该开始投资，却总是一拖再拖。这本有声书通过真正在践行投资的人，讲解指数基金投资。每一章跟随一位普通人，比如护士、送货司机、退休教师，他们买入整个市场，设好每月自动扣款，然后回归自己的生活。在故事中，你听到 Boring Investor's Four Quiet Rules，每章里都会出现一个直白说出的小小数字，也诚实面对市场下跌并持续低迷的那些年份。对于英国、加拿大和澳大利亚的听众，Pension、ISA、RRSP、super 等术语在同一语境里得到清晰解释。每章结尾都有一个当晚就能完成、无需盯屏的行动。当最后一个故事结束，投资不再像赌博，而成为你已有的习惯。回家路上按下播放键，睡前开通账户。You know you should be investing. You have read the same three articles, closed the tab, and told yourself you will look into it properly next month. It still feels like gambling with extra homework, so nothing happens.This audiobook teaches index fund investing through the people who actually did it. In each chapter you follow one ordinary person, a nurse, a delivery driver, a retired teacher, who bought the whole market, set up an automatic monthly payment and then got on with life. Along the way you learn the Boring Investor's Four Quiet Rules, hear one small number spoken plainly in every chapter, and get an honest account of the years when markets fell and stayed down. Pension, ISA, RRSP and super jargon is translated in the same breath for UK, Canadian and Australian listeners, and each chapter ends with one action you can finish tonight without a screen.By the last story, investing stops feeling like a bet and starts feeling like a habit you already have. Press play on the way home, and open the account before bed.